Huntington Spending Tools on the Mobile app

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https://www.huntington.com/Personal/online-banking/spend-setter

https://www.huntington.com/Personal/online-banking/spend-analysis

I opened an account with Huntington with $0 in it so that I could look at their tools they currently offer. I am a bank of America customer because I am not from the Midwest, Huntington is not available at home, and Bank of America doesn’t offer anything like this, so, good job Huntington. I’d like to think I would use the budgeting tool if I had a real Huntington account.

How do customers know how to make decisions on how much they are budgeting?