{"id":9484,"date":"2022-08-25T20:00:47","date_gmt":"2022-08-26T00:00:47","guid":{"rendered":"https:\/\/desis.osu.edu\/seniorthesis\/?p=9484"},"modified":"2022-08-25T20:01:03","modified_gmt":"2022-08-26T00:01:03","slug":"six-ways-to-improve-your-financial-literacy","status":"publish","type":"post","link":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/2022\/08\/25\/six-ways-to-improve-your-financial-literacy\/","title":{"rendered":"Six Ways to Improve your Financial Literacy"},"content":{"rendered":"\n

https:\/\/www.athene.com\/smart-strategies\/finances\/6-ways-to-improve-your-financial-literacy.html<\/a><\/p>\n\n\n\n

Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. This article is a brief guide to personal finances. From the point of view of a 21 year old female, these suggestions are ones I have seen before. <\/p>\n\n\n\n

I believe that they would work, but how do we make young women\/young people in general actually interested in following through with these methods? Is there a trust issue here? Do they just find it uninteresting?<\/p>\n\n\n\n

  1. Subscribe to financial newsletters<\/strong>. Okay, I know I would need to research exactly why this advice is ineffective, but I can’t think of many of my friends who would be willing to do this. I have done this, I delete every email as it comes. Boring stuff in there that I – a financial dummy – can’t understand anyway.<\/li>
  2. Listen to Financial Podcasts.<\/strong> Same goes for this one. Teenagers and College Students just have better things to do. I’m a huge podcast listener, and I often listen to financial podcasts, but the fun kind- not the personal finances stressful kind.<\/li>
  3. Read Personal Finance Books.<\/strong> Absolutely not. That is something we all wish we would do, maybe even plan to do, but we will never proactively read a book about mortgages.<\/li>
  4. Use Social Media.<\/strong> This is not a bad suggestion! There is definitely a rise of financial influencers for men and women. Men are probably drawn to crypto business guys, and I know of a couple Instagram accounts that explain finance in a way women might enjoy more. Definitely not a full education here though.<\/li>
  5. Start Keeping a Budget<\/strong>. They suggest you use a spreadsheet or a budgeting app. Probably not a bad idea. I lack personal knowledge on this.<\/li>
  6. Talk to a Financial Professional<\/strong>. Nope. Oh, do you mean my dad? Shawn Gregor? That is the closest to a financial professional I ever plan to get. Same would go for my friends, and if they don’t have a family member to talk to… I’m sorry. You probably can’t afford a financial professional if you are reading one of these articles.<\/li><\/ol>\n\n\n\n

    The amount of personal helplessness I feel does make me think I could hypothesize the feelings of college students and create a survey based on this.<\/p>\n\n\n\n

    This leads me to another question I am going to research – Which young people actually ARE financially literate? How are they doing it? Why did they become this way? Can we learn something from them?<\/p>\n\n\n\n

    And of these young people, who needs this project the most?<\/p>\n\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    https:\/\/www.athene.com\/smart-strategies\/finances\/6-ways-to-improve-your-financial-literacy.html Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. This article is a brief guide to personal finances. From the point of view of a 21 year old female, these suggestions are ones I have seen before. I believe that they would work, but how […]<\/p>\n","protected":false},"author":76,"featured_media":9485,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,1],"tags":[],"class_list":{"0":"post-9484","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-focus","8":"category-uncategorized"},"_links":{"self":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/9484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/comments?post=9484"}],"version-history":[{"count":1,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/9484\/revisions"}],"predecessor-version":[{"id":9486,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/9484\/revisions\/9486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media\/9485"}],"wp:attachment":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media?parent=9484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/categories?post=9484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/tags?post=9484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}