{"id":16101,"date":"2023-09-11T18:36:30","date_gmt":"2023-09-11T22:36:30","guid":{"rendered":"https:\/\/desis.osu.edu\/seniorthesis\/?p=16101"},"modified":"2023-09-25T20:47:40","modified_gmt":"2023-09-26T00:47:40","slug":"huntington-wrapped-2023","status":"publish","type":"post","link":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/2023\/09\/11\/huntington-wrapped-2023\/","title":{"rendered":"Huntington Wrapped 2023"},"content":{"rendered":"\n<p>Spotify will do these yearly recaps &#8220;wrapped&#8221; where they show you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The top artists you listened to<\/li>\n\n\n\n<li>The number of hours spent listening to music<\/li>\n\n\n\n<li>Top genres<\/li>\n\n\n\n<li>Newly discovered Genres<\/li>\n\n\n\n<li>and other metrics from their data<\/li>\n<\/ul>\n\n\n\n<p>What if banks did the same thing? They might show:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Amount spent in categories<\/li>\n\n\n\n<li>Total amount spent<\/li>\n\n\n\n<li>Your top expenses (besides bills of course)<\/li>\n\n\n\n<li>New places you started spending at<\/li>\n\n\n\n<li>Your favorite branch <\/li>\n\n\n\n<li>Your top ATM<\/li>\n\n\n\n<li>Amount of money saved<\/li>\n\n\n\n<li>Amount of earnings you have gained or lost compared to previous years<\/li>\n\n\n\n<li>etc&#8230;<\/li>\n<\/ul>\n\n\n\n<p>A yearly update will for one put time into perspective for its users. As years and time start to speed up, a reminder once a year that 365 days have passed can only help put things into perspective. <\/p>\n\n\n\n<p>Secondly and more importantly, it will show data pertaining to spending, saving, and earnings for someone who does not keep track on their own. I presume that this would be beneficial for users&#8217; saving accounts, but it might cut their spending habits and banks might lose money on interest. <\/p>\n\n\n\n<p>However if one bank gave metrics like this, I as a user would greatly gain confidence in my bank as I would feel that they really do have my best interest in mind. This could build back rapport between banks and users. <\/p>\n\n\n\n<p><strong>IRS Wrapped 2023<\/strong><\/p>\n\n\n\n<p>Same conjecture concept as Huntington Wrapped 2023, but what if users were shown a breakdown of every single tax they&#8217;ve paid for the year and how much. <\/p>\n\n\n\n<p><strong>Spotify Wrapped &#8211; <\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-medium is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-300x225.jpg\" alt=\"\" class=\"wp-image-16108\" srcset=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-300x225.jpg 300w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-1024x768.jpg 1024w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-768x576.jpg 768w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-1536x1152.jpg 1536w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-80x60.jpg 80w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-265x198.jpg 265w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-696x522.jpg 696w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-1068x801.jpg 1068w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x-560x420.jpg 560w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/square-screens-2_4x.jpg 1600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"158\" src=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-300x158.jpg\" alt=\"\" class=\"wp-image-16110\" srcset=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-300x158.jpg 300w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-1024x538.jpg 1024w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-768x403.jpg 768w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-696x365.jpg 696w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-1068x561.jpg 1068w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1-800x420.jpg 800w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/spotify-wrapped-explained-1.jpg 1200w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-medium is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"201\" height=\"300\" src=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/15537f7bd2f315901a0e31be153262cca5-spotify-wrapped-3.rdeep-vertical.w460-1-201x300.webp\" alt=\"\" class=\"wp-image-16111\" srcset=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/15537f7bd2f315901a0e31be153262cca5-spotify-wrapped-3.rdeep-vertical.w460-1-201x300.webp 201w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/15537f7bd2f315901a0e31be153262cca5-spotify-wrapped-3.rdeep-vertical.w460-1-281x420.webp 281w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/15537f7bd2f315901a0e31be153262cca5-spotify-wrapped-3.rdeep-vertical.w460-1.webp 460w\" sizes=\"auto, (max-width: 201px) 100vw, 201px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Spotify will do these yearly recaps &#8220;wrapped&#8221; where they show you: What if banks did the same thing? They might show: A yearly update will for one put time into perspective for its users. As years and time start to speed up, a reminder once a year that 365 days have passed can only help [&hellip;]<\/p>\n","protected":false},"author":112,"featured_media":16104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":{"0":"post-16101","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-focus"},"_links":{"self":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/users\/112"}],"replies":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/comments?post=16101"}],"version-history":[{"count":4,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16101\/revisions"}],"predecessor-version":[{"id":16366,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16101\/revisions\/16366"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media\/16104"}],"wp:attachment":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media?parent=16101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/categories?post=16101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/tags?post=16101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}