{"id":16092,"date":"2023-09-11T17:55:42","date_gmt":"2023-09-11T21:55:42","guid":{"rendered":"https:\/\/desis.osu.edu\/seniorthesis\/?p=16092"},"modified":"2023-09-11T18:05:11","modified_gmt":"2023-09-11T22:05:11","slug":"monthly-personal-budgeting-plans","status":"publish","type":"post","link":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/2023\/09\/11\/monthly-personal-budgeting-plans\/","title":{"rendered":"Monthly Personal Budgeting Plans"},"content":{"rendered":"\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:31% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"432\" height=\"1024\" src=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-432x1024.jpg\" alt=\"Huntington Spending Analysis\" class=\"wp-image-16096 size-full\" srcset=\"https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-432x1024.jpg 432w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-126x300.jpg 126w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-648x1536.jpg 648w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-696x1651.jpg 696w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download-177x420.jpg 177w, https:\/\/desis.osu.edu\/seniorthesis\/wp-content\/uploads\/2023\/09\/download.jpg 740w\" sizes=\"auto, (max-width: 432px) 100vw, 432px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>My conjecture is inspired by the spending analysis that Huntington currently has for its users, as seen in the image to the left.<\/p>\n\n\n\n<p>What if Huntington provided simple budgeting plans that users could choose at the start of their month? Users could choose how much they would like to save this month based on personalized estimates. Even if users did not meet their budgeting plan, they would at least be referencing their app more often and be able to keep themselves accountable for going over their monthly budget. There is opportunity to use design to intrinsically motivate its users when they accomplish their monthly plan, or use negative motivators when they do not meet their plan. <\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>My conjecture is inspired by the spending analysis that Huntington currently has for its users, as seen in the image to the left. What if Huntington provided simple budgeting plans that users could choose at the start of their month? Users could choose how much they would like to save this month based on personalized [&hellip;]<\/p>\n","protected":false},"author":112,"featured_media":16093,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31,2],"tags":[],"class_list":{"0":"post-16092","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-featured","8":"category-featured"},"_links":{"self":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/users\/112"}],"replies":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/comments?post=16092"}],"version-history":[{"count":4,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16092\/revisions"}],"predecessor-version":[{"id":16100,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/posts\/16092\/revisions\/16100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media\/16093"}],"wp:attachment":[{"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/media?parent=16092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/categories?post=16092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/desis.osu.edu\/seniorthesis\/index.php\/wp-json\/wp\/v2\/tags?post=16092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}